What is A DIrect Purchase of Precious Metals?

A direct purchase of precious metals is when you use cash to buy coins or bullion, and you have it shipped to your door or to a secure storage location of your choice. You will take physical ownership of the metals, and they will not be held in a retirement account.

IMMEDIATE OWNERSHIP AND CONTROL

Take delivery to your address or place
metals into insured vault storage—no IRA custodian required.

SIMPLE, FAST BUYING PROCESS

Lock live pricing, complete payment, and receive insured shipment with tracking. No rollover paperwork.

FLEXIBILITY AND LIQUIDITY

Sell anytime or request delivery from storage later. No IRA distribution rules or timelines to navigate.

NO IRA RESTRICTIONS

Choose the products, weights, and formats you prefer—including items that may not be IRA‑eligible.

PORTFOLIO DIVERSIFICATION

Add a tangible, globally recognized asset alongside stocks, bonds, and cash to broaden your risk mix.

PRIVACY AND DISCRETION

Discreet packaging and fully insured shipping; third‑party audited vaults available for secure storage.

How A Direct Purchase Works

Select products and lock live pricing, choose home delivery or secure vault storage, then complete payment and track your insured shipment.

1
Product Lock Price

STEP 1
SELECT PRODUCTS &
LOCK PRICE

Choose popular bullion coins and bars. Lock your price based on live market quotes with clear, transparent premiums.

2
Delivery Secure Storage

STEP 2
CHOOSE DELIVERY OR SECURE STORAGE

Receive discreet, fully insured home delivery —or store at an approved depository with full insurance and audit controls. You can request delivery later.

3
Pay Track Your Order

STEP 3
PAY & TRACK YOUR ORDER

Complete payment via wire, ACH, or check. Orders ship after funds clear, with tracking and status updates provided for your insured shipment.

Explore Precious Metals PRoducts

Choose gold, silver, platinum, or palladium. Delivered to your door or stored securely. Explore product options we offer for each metal below. But keep in mind, even if you don’t see a product, we work with the largest wholesalers in the country and we can get you any product you’re looking for.

Delivery or Secure Storage

Choose discreet, fully insured home delivery, or place metals into an approved, fully insured depository with the option to request delivery later.

Home Delivery
  • Discreet packaging and full insurance until received
  • Adult signature required; tracking provided
  • Typical shipping window after funds clear
  • Nationwide delivery
Secure Vault Storage
  • Approved depositories with full insurance and audits
  • Segregated or commingled storage options
  • Easy to request delivery later or sell back
  • Competitive storage fees; billed annually or quarterly

All shipments are fully insured. Orders ship after funds clear; you’ll receive tracking and status updates.

Making a Withdraw From A Precious Metals IRA

A Precious Metals IRA is liquid, and you can take withdraws at any time, either as physical metals (in‑kind) or as cash from a sale. Both follow standard IRA rules for taxes and timing.

In‑Kind Distributions

  • Receive your actual coins/bars shipped to you as your distribution.
  • Taxed as ordinary income for traditional IRAs; Roth IRAs may be tax‑free if qualified.
  • Fair market value is determined at the time of distribution.
  • Counts toward your Required Minimum Distribution (RMD) if applicable.

Your custodian coordinates release from the depository and reports the distribution on IRS Form 1099‑R.

Cash Distributions

  • Sell metals within the IRA; receive cash proceeds as a distribution.
  • Traditional IRA cash distributions are taxable; Roth IRA qualified withdrawals are tax‑free.
  • Useful for meeting RMDs while keeping the rest of your metals invested.
  • No capital gains taxes inside the IRA—taxation occurs only upon distribution.

Your account representative can help coordinate a sale for liquidity; your custodian handles reporting.

If you choose a cash withdraw, National Gold Group will always offer the highest buyback guarantee on your
metals without charging you any fees, to make sure that you are able to liquidate your metals for the best value.

Learn More About The precious Metals

Explore the benefits and value proposition of each of the 4 precious metals below.

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GOLD

The core store‑of‑value metal with deep liquidity and long‑term wealth preservation appeal.

ABOUT GOLD

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SILVER

Industrial and monetary demand combine for diversification and affordability.

ABOUT SILVER

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Platinum

Scarce, industrially critical, and a potential complement for advanced diversification.

ABOUT PLATINUM

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PALLADIUM

Highly specialized industrial metal with unique supply‑demand dynamics.

ABOUT PALLADIUM

Choosing the right precious metals allocation for your IRA requires understanding how each metal performs under different economic conditions and market cycles. While all four metals offer protection against currency debasement and inflation, their unique characteristics make them suitable for different investment objectives and risk tolerances.

Understanding the fundamental drivers behind each metal’s price movements helps you make informed allocation decisions. Gold’s monetary role makes it the ultimate safe haven, while silver’s industrial applications provide growth potential. Platinum and palladium offer exposure to specific industrial sectors that can outperform during economic expansions.

Comprehensive Precious Metals Comparison

Characteristic

Gold

Silver

Platinum

Palladium

Primary Role

Store of value + Money

Store of value + Industrial

Industrial precious metal

Industrial precious metal

Volatility

Low

Medium

Medium

Medium

Annual Production

3,000 tons

25,000 tons

190 tons

210 tons

Above-Ground Supply

244,000 tons

1.6 million tons

2,700 tons

7,000 tons

Industrial Demand

10%

50%

60%

80%

Investment Demand

90%

50%

40%

20%

20-Year Performance

+670%

+490%

+240%

+400%

Crisis Performance

Excellent

Good

Good

Good

Inflation Hedge

Excellent

Excellent

Good

Good

Liquidity

Highest

High

High

High

Storage Costs

Standard

Standard

Standard

Standard

FAQ SECTION

We quote live market pricing with a transparent premium. When you confirm your order, your price is locked for a set window while payment is completed. Orders ship after funds clear.

Update this line with your exact policy, e.g., “Price lock valid for 24 hours for wires/ACH; checks ship after funds clear.”

We accept bank wire, ACH, and check. If you also accept credit/debit, list any limits or fees here. Processing times vary by method.

Orders ship after funds clear. All shipments are fully insured with tracking provided, and an adult signature is required on delivery. Typical windows depend on product availability and will be shared at checkout.

Yes. We offer fully insured storage at approved depositories, with segregated or commingled options. You can request delivery later or sell back from storage.

Learn more on our  Transparency  page.

Absolutely. You can request delivery from storage at any time. Shipping is fully insured; standard shipping and handling fees apply.

Sales tax rules vary by state and product type. Any applicable taxes are calculated and shown at checkout. Consult your tax professional for guidance specific to your situation.

Yes. Request a sell quote anytime. We’ll lock a bid based on live market conditions, provide shipping instructions, and settle after verification of your items.

In most cases, yes. Availability can vary by market conditions. Your representative can confirm options for preferred coins, bars, mints, or refiners at the time of order.

Policies for cancellations and returns are outlined in our Shipping & Transaction Agreement. Please review before placing an order, or contact us for assistance.

Gold Investment Background
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START YOUR PRECIOUS METALS IRA

As a trusted leader in the precious metals market, the National Gold Group team has helped thousands of clients start a Gold IRA. We make the process simple and transparent. Contact us today to get started.

OPEN IRA ACCOUNT CONTACT US